How to become a millionaire

Ever dream of becoming a millionaire? Well, if that is your dream, I want to assure you that if you are willing to go the extra mile, that amount of money will come eventually.

Of course, the simplest way is to convert your money to yen....although you might find that the million yen value might not be the same as the million dollar we talking about here. :-)
Alright, jokes aside.

Some people no doubt has fantasies that are only achievable by few genius....becoming a millionaire in a few years time....some even go to the point of saying that becoming one in 5 years. Such time limit is unnecessary because firstly, it serves to hinder the concentration and most of the time, people fall and make stupid mistakes because of their impatience.

Becoming a millionaire isn’t all that difficult and there are countless ways to achieve that milestone. Some people do it through real estate, others start their own business, while some simply get lucky by winning the lottery or winning big on a game show. What is even more interesting is that you don’t have to be wealthy to begin with nor do you have to earn six figures to reach this goal.

Well, no doubt about it...
the first step: EARN INCOME!!

Logically, the more you earn, the faster it will be for you to earn your first million. Well, better still...get married and have someone work together with you. Two people working together will most often gain more income and the expenses usually does not increase that much.
Well, if you are an average income earner, you might need a longer time.
But even if you are not part of this group, all is not lost and hopeless for you. Remember that everything is determined by choice. The moment you make the choice to be a millionaire, there is a GREAT POWER within it. It might take a few years of slow growth but your consistency and insistent on becoming a millionaire will lead you there.

2: LIVE WITHIN WHAT YOU CAN AFFORD

Well, you have your income, what's next then? If you spend more than you can even afford, then you might as well just sit down in your home and don't work. Remember that your expenses cannot exceed your income. Well, saying this doesn't mean you must suffer through the years. What you are doing is to become an average user and not some "arrogant dude" trying to PRETEND TO BE RICH. Remember, someone who is rich does not necessarily spend unnecessary.

3: SAVE MONEY.

Now of course, even a 10 years old will know that you need to save money to have more money. It doesn't mean that only the rich can afford to save. I have known so many young adults with an income of not more 1000 bucks manage to save at least 100 per month. And that should be our starting point. 10% as savings as a start and we will see how we progress from there depending on your income.

4: INVEST!!!

If you think that savings alone will help you reach the millionaire status, think again. No doubt it is possible for the high income group but it is almost impossible for the average income earners and low income group. You want to be richer then invest!!
Why invest? First of all, everyone is doing business and therefore the best thing one can do is buy business in terms of shares and stock marker. You will get some dividend and as you continue to invest, you will see your share of profit increases!!

5: A famous sayings: Stick to the status quo!!

Stick to the status quo. Stick to the plan. Don't be so double minded that when you see a friend of yours driving a Ferrari and you intend to get one yourself before you are capable of that.
As far as income is concerned, always be on the lookout for ways to increase your income, whether it is through climbing the ladder at your current job, finding work elsewhere, or maybe even starting a business on the side. Increased income will mean you can save even more, provided you aren’t foolishly spending the additional money. As that additional money gets tucked away into savings or investments it will continue to grow even more quickly.

To be honest, it is almost as easy as a piece of cake if you are are willing to put your heart into it.
Work on your plans, stick to it, repeat it and you will slowly see more results!!

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It's all about money

You probably be surprised to read this post but this is the fact in today's society. Nothing matters more than this: Money. At least, generally money plays a crucial role in our society's today. And it hit even the sports' industry. The staunch Catholic in football, no one other than Kaka has finally been persuaded by money and fame to Real Madrid. Well, if Kaka is not a good example, Cristiano RONALDO definitely is. And how did he celebrate? With a celebrity known to many of us, Paris Hilton.

Yup...that's right...with money, you get the hot chicks as well...

this girl definitely is telling you this!!

Not only that in fact, with money, you can also be the one who change the world. Look at the richest man on Earth at the moment, back to Bill Gates after so long...and he's donating so much of his treasures to the community of this planet.

Well, survival is almost inseparable from money and if you are ready to make a difference in this world, be it for good or bad, you'll definitely need to survive better than most people.

You probably understand why I call this blog survival of the fittest. Because it is one planet continue to develop without waiting for you.

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Blogging isn't simple...

I have friends coming to me asking how did one blog and earn money from blogging. Some people even go to the extra mile in asking if it is possible to be earning full time through blogging alone. If you ask me, I will said: Yah..there are those who manage to do it. So I guess it's possible.

But my personal experience tells me that blogging isn't simple. and it is not about getting money alone from it. It is always difficult to blog about something that you are not into it. Something that you are not passionate about.

In Malaysia, we have famous blogs like Kennysia and mostly the other politician blogs.

If you read at how they consistently update their blog, your though of going full time blogger will simply be blown away.

Blogging isn't simple and it is a learning process...I'm learning here!!

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Insurance company?

fYup...you might be wondering what good is it to be looking at insurance company(shares) during this crisis. I can tell you that one of the fastest growing company will definitely be the insurance company although you may also say likewise, insurance company can be the fastest to go down.

Looking back at history, you will find that insurance company was started due to crisis. What sort of crisis? It is security that everyone long for. Although you might think that insurance company is a flop with the likes of AIG seems to be falling apart. But what about the biggest insurance company in US, AON who just had an agreement with one of the biggest football club in the world, Manchester United.

It would be silly to think of insurance company gaining the upper hand for many but even in my own country, Malaysia, companies like LPI and Great Eastern are still strong in their business.

Insurance is like a safety package to many. While there are many others who look at it as a waste of money. But this business is definitely going to have a big impact, be it for good or bad at these moment of crisis. It all depends on the psychological work of the community.

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